Join OakNorth and help reshape the future of business lending in the US!

At OakNorth, we’re on the hunt for exceptional talent to join our growing US team and help scale our lending business across the country. Since our launch in 2015, we’ve lent more than $18 billion to ambitious entrepreneurs in the UK — and over $1.5 billion in the US since summer 2023. Our lending has helped create 36,000 new jobs and 58,000 new homes — and we’re only just getting started.

If you’re ready to make an impact, challenge the status quo, and be part of a mission-driven team transforming commercial banking, we’d love to hear from you.

What you will do

• Be a key member of the existing launch team, bringing your extensive knowledge of US lending to bear while leveraging the power of OakNorth’s proven model and world-class data and analytics   
• Build a book of business in the US through sourcing, structuring and executing transactions in-line with our lending ethos – high yielding with a conservative credit approach  
• Build on the asset classes in which OakNorth have lent on to date and providing knowledge and insight to new areas to lend  
• Own, manage and develop customer relationships, putting experience and delight at the forefront, and serving as a true partner vs. “just a banker”   
• Drive innovation in our product proposition to improve customer experience levels whilst maintaining asset quality whether this be in the direct origination or lender finance space  
• Set and meet aspirational team and individual targets including profit, credit quality, new customers, retention and customer satisfaction   
• Own the end-to-end deal process, including Build a healthy pipeline and the reputation of OakNorth with customers, financial sponsors, developers, etc.   
• Work with borrowers from initial conversation through closing and in-life, guiding them through our lending process   
• Work together with our Credit Analytics team to prepare credit memos   
• Ensure transactions are documented in accordance with credit approved terms and sanctions   
• Continue to identify new opportunities for existing clients, and leveraging their networks to uncover new prospects   
• Collaborate with our team of world-class lenders, credit professionals, transaction lawyers, and others across the US, UK and India, while living OakNorth's values at all times 

What we are looking for:

• In-depth understanding of the US market, with an extensive network in Operational Real Estate lending – both customers and potential team members   
• The “entrepreneurial itch” and desire to get in on the ground floor of our US venture   
• Willingness to think differently as we redefine commercial lending in the US   
• Work closely with the existing US Debt Originations team to grow the business successfully   
• In-depth understanding of the US market, with an extensive network in Commercial Real Estate lending – both customers and potential team members   
• Proven success within Operational Real estate deals and being able to prove a continued excellence for new transactions  
• Strong credit, financial analysis and modelling skills, including the ability to read strong, structured credit papers and present these clearly at credit committee   
• Strong problem-solving ability, capacity to think creatively through different deal structures and aptitude to partner with our legal team on documenting these   
• Obsession with customers, with excellent communication and customer facing skills, and ability to build long-term lasting relationships   

Benefits & Perks:

401k plan with Principal (ON match up to 4%)

Medical Care (managed through Insperity) - employees can add their family to their plan if needed

Dental & Vision bundle

Insperity Health Savings Account Program - this is a tax-advantaged employee benefit which can help manage health care costs by allowing employees to set aside some of their current earnings on a pretax basis for reimbursement of qualified health care expenses during the plan year

EAP

20 days Holiday